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Privacy Policy

Introduction

At Uni Tech Loan, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services.

1. Information We Collect

We collect personal information to provide you with our loan services and to improve your experience. This information includes:

  • Personal Identification Information: Name, date of birth, gender, and contact details (address, email, phone number).
  • Educational Information: Details of your enrollment in an educational institution, including student ID and course of study.
  • Financial Information: Bank account details, credit history, income information, and employment status.
  • Technical Information: IP address, browser type, operating system, and other technical details when you visit our website.

2. How We Use Your Information

The information we collect is used for the following purposes:

  • Loan Processing: To evaluate your loan application, verify your identity, and assess your creditworthiness.
  • Customer Service: To communicate with you, respond to your inquiries, and provide customer support.
  • Service Improvement: To improve our services, website functionality, and overall user experience.
  • Marketing: To send you promotional materials and updates about our services (you can opt-out at any time).
  • Legal Compliance: To comply with legal and regulatory requirements.

3. Information Sharing and Disclosure

We respect your privacy and do not sell your personal information to third parties. However, we may share your information in the following circumstances:

  • Service Providers: With third-party service providers who assist us in operating our business, such as credit bureaus, payment processors, and IT service providers.
  • Legal Obligations: When required by law or in response to legal processes, such as subpoenas or court orders.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
  • Protection of Rights: To protect the rights, property, or safety of Uni Tech Loan, our customers, or others.

4. Data Security

We implement robust security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, secure servers, and regular security assessments.

5. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: You can request access to the personal information we hold about you.
  • Correction: You can request correction of any inaccurate or incomplete information.
  • Deletion: You can request the deletion of your personal information, subject to legal and contractual obligations.
  • Opt-Out: You can opt-out of receiving marketing communications from us at any time.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies help us understand how you use our site, remember your preferences, and improve our services. You can control the use of cookies through your browser settings.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website and indicating the date of the latest revision.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us.